This is the reason I play EVE Online. Never has there been a more immersive multiplayer game where players behave exactly as their online avatars would (or vice versa)To be honest, one of my "dreams" is to be able to play one such game with total inmersion. Like people acting as they would in the situation, not as players.
I know it's silly, but it sounds like tons of amazing fun.
1. This game has an odd name. Tom Clancy's The Division. Oh, is he?